If you're in the market for a new mattress, you may be wondering if Mattress Firm offers financing options. The good news is, yes, they do! Mattress Firm offers a variety of financing options to make purchasing your dream mattress more affordable and convenient. Let's take a closer look at the top 10 financing options offered by Mattress Firm.Mattress Firm Financing Options
One of the most popular financing options offered by Mattress Firm is their credit card. With this option, you can easily finance your purchase and pay it off in monthly installments. Plus, you can earn rewards and special financing offers when you use the card for other purchases at Mattress Firm.Mattress Firm Credit Card
If you don't have the best credit, you may still be able to finance your mattress through Mattress Firm's lease-to-own program. This option allows you to make weekly or bi-weekly payments until you own the mattress outright. It's a great option for those who may not qualify for traditional financing.Mattress Firm Lease-to-Own Program
Another way to finance your mattress purchase at Mattress Firm is through their layaway program. This option allows you to reserve a mattress with a small down payment and make payments over time. Once the mattress is paid off, you can take it home and enjoy a good night's sleep.Mattress Firm Layaway Program
If you have bad credit or no credit at all, you may still be able to finance your mattress at Mattress Firm. They offer a no credit needed financing option through a third-party lender. This option allows you to make payments over time without the need for a credit check.Mattress Firm No Credit Needed Financing
If you're looking to avoid paying interest on your mattress purchase, you may want to consider Mattress Firm's 0% APR financing option. This allows you to pay off your purchase over time without accruing any interest, making it a budget-friendly choice.Mattress Firm 0% APR Financing
If you prefer to shop in-store rather than online, you'll be happy to know that Mattress Firm offers in-store financing options as well. This allows you to apply for financing directly at the store and take your mattress home with you the same day.Mattress Firm In-Store Financing
If you prefer the convenience of online shopping, you can also apply for financing through Mattress Firm's website. This option allows you to shop for your mattress from the comfort of your own home and complete the financing process online.Mattress Firm Online Financing
Now that you know about the various financing options offered by Mattress Firm, you may be wondering what the requirements are to qualify for financing. Generally, you will need to have a steady source of income and a good credit score to qualify for traditional financing. For no credit needed financing options, you may need to provide proof of income and a valid form of identification.Mattress Firm Financing Requirements
If you still have questions about Mattress Firm's financing options, here are some frequently asked questions that may help: Q: Can I finance my entire purchase at Mattress Firm? A: Yes, you can finance your entire purchase, including the mattress, box spring, and any accessories. Q: How long do I have to pay off my mattress purchase? A: The length of time you have to pay off your purchase will depend on the financing option you choose. It can range from a few months to several years. Q: Is there a minimum purchase amount to qualify for financing at Mattress Firm? A: Yes, there is usually a minimum purchase amount required to qualify for financing, which can vary depending on the financing option and your credit score. Q: Are there any fees associated with financing my mattress purchase? A: Some financing options may have fees, such as interest or application fees. Be sure to read the terms and conditions carefully before choosing a financing option.Mattress Firm Financing FAQs