Buy now pay later options have become increasingly popular in recent years, and for good reason. These financing plans allow you to purchase your desired furniture and pay for it over time, often with little to no interest. This is a great option for those with bad credit as it allows you to spread out payments and avoid a large upfront cost. If you have bad credit, you may be worried about being approved for these types of financing plans. However, many of the top furniture stores offer buy now pay later options, making it possible for you to find the perfect sofa bed without breaking the bank.1. Buy Now Pay Later: The Perfect Solution for Bad Credit Furniture Financing
Ashley Furniture is one of the largest furniture manufacturers in the world, known for their high-quality and stylish pieces. They also offer a variety of financing options, including bad credit furniture financing through their Ashley Advantage™ Credit Card. With this card, you can enjoy promotional financing for up to 48 months, making it easier to afford the sofa bed of your dreams.2. Ashley Furniture: Quality Furniture with Flexible Financing Options
If you have bad credit, you may be hesitant to apply for financing and risk being denied. Luckily, Wayfair offers a no credit required financing option through their Wayfair Credit Card. With this card, you can enjoy special financing for up to 12 months on purchases over $500. This is a great option for those looking to improve their credit while still being able to purchase the furniture they need.3. Wayfair: Affordable Furniture with No Credit Required
Rooms To Go offers a variety of financing options for their customers, including bad credit furniture financing. Their Rooms To Go Credit Card offers promotional financing for up to 60 months, with no minimum purchase required. They also offer a second-chance financing option for those with bad credit, making it possible for everyone to afford their furniture.4. Rooms To Go: Simple and Straightforward Financing for All Credit Levels
Known for their modern and affordable furniture, IKEA also offers flexible payment plans for their customers. With their IKEA Projekt Credit Card, you can enjoy promotional financing for up to 60 months on purchases over $1,500. This is a great option for those with bad credit who are looking for a long-term financing plan.5. IKEA: Affordable Furniture with Flexible Payment Plans
Bob's Discount Furniture offers a wide range of furniture at discounted prices, making it easier to afford the pieces you want. They also offer bad credit furniture financing through their Bob's Discount Furniture Credit Card. With this card, you can enjoy promotional financing for up to 60 months, with no minimum purchase required.6. Bob's Discount Furniture: Quality Furniture at Discounted Prices
La-Z-Boy is known for their comfortable and stylish furniture, and they also offer convenient financing options for their customers. With their La-Z-Boy Furniture Galleries Credit Card, you can enjoy promotional financing for up to 60 months on purchases over $3,000. This is a great option for those looking to finance a larger purchase, such as a sofa bed.7. La-Z-Boy: Comfortable Furniture with Convenient Financing Options
Big Lots offers a variety of affordable furniture options, and they also offer flexible leasing options for their customers. With their BIG Rewards Credit Card, you can enjoy promotional financing for up to 12 months on purchases over $250. Plus, you'll earn rewards on every purchase, making it a great option for frequent shoppers.8. Big Lots: Affordable Furniture with Flexible Leasing Options
Overstock offers high-quality furniture at discounted prices, making it a great option for those on a budget. They also offer a lease-to-own financing option through their Progressive Leasing program. This is a great option for those with bad credit, as they do not require a credit check and offer a flexible payment plan.9. Overstock: High-Quality Furniture at Discounted Prices
For those with bad credit, FlexShopper offers a great financing option through their lease-to-own program. They do not require a credit check and offer a flexible payment plan, making it possible for anyone to afford their furniture. Plus, you can choose from a wide range of furniture options, including sofa beds, to find the perfect piece for your home. In conclusion, having bad credit doesn't mean you have to sacrifice quality or style when it comes to purchasing furniture. With these top 10 stores offering bad credit furniture financing, you can find the perfect sofa bed without breaking the bank. Don't let your credit score hold you back from creating the home of your dreams, start shopping for your new furniture today!10. FlexShopper: Lease-to-Own Furniture with No Credit Required